Health Insurance while teaching english in China

We recommend that you have some form of health insurance while teaching english in  China.

There are several points that you might want to keep in mind:

In better paying TESOL markets, your employer may offer health benefits as part of your compensation package. Thoroughly

investigate what this policy will entail to make sure it will suit your needs.

If you have recently graduated from college or university, you may still be covered under you parents insurance. Other policies

cover child dependents until they reach a certain age.

plan to stay with your current health insurance company? you should find out if your coverage will be affected by traveling or

living overseas. Some companies do not allow policy holders to live overseas. Others raise the monthly payments or the

deductible when you are abroad. Additionally, you may be required to pay any health costs in another country up front, and

will only be compensated after you have filed a claim with your health insurance provider.

If you have a visa and a work permit, you may be covered by the national health service of the country in which you are

working. However, you should make sure that you are eligible for this care, and that it will be sufficient for your needs.
You may be able to find adequate and relatively inexpensive private health care plans or HMOs in the country in which you are

working.

If you are planning to stay abroad for less than a year, you may want to explore “Travelers Insurance” - specialized insurance

for traveling and living abroad for short periods of time.

Some companies offer comprehensive health plans specifically designed for teachers and other educators. If you are eligible,

these types of policies may also be a good choice.